An article in SvD states that AMF has decided to radically simplify for its policyholders. This mainly applies to SAF-LO occupational pensions scheemes, where AMF has been the default option since 1999 and is now the biggest company within this area. Since the parties from employers and workers negotiated the terms and conditions several times over the yerars, the result is, that many have several insurances and are also charged per policy. By merging the insurances the deduction of the fees will be at least 30-40 per cent according to the article. Old insurances will be covered by the current agreement terms and conditions. Another new feature is that the new agreements can be transfered to other life insurance companies and partial withdrawals possible to make. Read the whole SvD article.