Migration of insurances is high up on the agenda for the industry. Inca is now taking further steps to automatically merge insurances in conjunction with imports according to certain conditions. The possibility exists for negotiated pension and the transfer process for ITP, KAP-KL and SAF-LO. The policy holder gets less insurances and a better overview and the insurer less cost for administration and maintenance. Inca is also ready for further deregulation of the legislation around the domain.